NHG: Buyers of Low Energy Label Homes Now Have to Borrow More for Sustainability
10 Articles
10 Articles
If you buy a house for around €490,000, the date of your mortgage offer can make a difference of about €146 gross per month. From January 1, 2027, you can obtain a National Mortgage Guarantee (NHG) for a home up to €500,000. Currently, that limit is still €470,000. The determining factor is not the day you buy the house,...
The National Mortgage Guarantee (NHG) is increasing to 500,000 euros, and even to 530,000 euros with energy-saving measures. Whoever a home...
The limit for the National Mortgage Guarantee (NHG) will increase next year from 470,000 to 500,000 euros. Furthermore, sustainability upgrades will henceforth become a standard part of the NHG conditions for homes with a poor energy label. The NHG is a scheme that protects homebuyers against financial risks, partly through a discount on the mortgage interest rate. The scheme only applies to homes with a value below a certain limit. That limit …
NHG: Buyers of low energy label homes now have to borrow more for sustainability
Buyers of homes with a poor energy rating who want to make use of the National Mortgage Guarantee (NHG) will, from now on, have to borrow more for sustainability measures. The NHG announced on Tuesday that it will automatically add €20,00 to the loan to cover the necessary sustainability measures. The NHG loan limit is also increasing to €500,000, the organization reported.
Homebuyers can take out a mortgage for more expensive homes with protection against payment difficulties. Next year, the limit for the National Mortgage Guarantee (NHG) will be raised to a borrowed amount of 500,000 euros for a house, which is 30,000 euros more than currently. Those who make their homes more sustainable can obtain guarantees for an even higher amount.
The limit for the National Mortgage Guarantee (NHG) will rise from 470,000 euros to the symbolic limit of 0.5 million euros in 2027. In addition, starting next year, extra money will be reserved as standard for taking energy-saving measures if homes have a low energy label.
Coverage Details
Bias Distribution
- 57% of the sources lean Right
Factuality
To view factuality data please Upgrade to Premium













